Hiya Dawi, stay strong , safe and tough in these difficult times, hoping you ave insurances. Personally i ave none and if something appends to my home, my physical gold and silver are there for this. I'll link you a news clip from Maui i found the other day that may encourage some preservative behaviour in face of a catastrophe in a time where we absolutely can't afford one. Insurance or not. <a href="https://www.reddit.com/r/Wallstreetsilver/comments/16pjxvl/hawaiian_dollar_silver_coins_recovered_from_the/" rel="nofollow">https://www.reddit.com/r/Wallstreetsilver/comments/16pjxvl/hawaiian_dollar_silver_coins_recovered_from_the/</a> Collection investments like Lego or figurines or electronics may catch premiums, but in situations like floods or fires will never retain its original value. Liquified, grained , rusted or melt: an ounce of metal remains a ounce of metal. Ze constant looming of the dollar's decline by the printing and banks fed loans of US and Canada will skyrocket your insurance so much that i don't believe ze money spent on them will give you a win of any kind at least until we actually fix our economy.