You don't know what it is, but you've always known there was something wrong with the world. So you spent your whole life dedicated to studying what you believe will be needed when the proverbial excrement hits the fan. You live on Earth in the year 2010, and you don't know it yet, but your whole world is about to up-end itself. I live in Adelaide, Australia, and I can play any day of the week, any time after 9:00 am local Adelaide time (which is 4:30 pm Los Angeles time). Whoever is the most keen to play, will pretty much set the time and day (hopefully we'll play weekly) as my schedule is very flexible. If you want to build a character for my game, they have to have a sustainable life in present day Earth, and if they don't live in Adelaide, Australia, or aren't visiting there, then they should better have a very in depth background story to explain what they are up to - and why they are not in Adelaide, Australia. You can't be magical, or psionic, and a lot of the magical type advantages aren't available either (thats not to say magical abilities aren't able to be earned or learned, or that the NPC's wont have magic) But all character builds will ultimately have to be approved by the GM. You get 100 character points to begin with, and up to 50 points in disadvantages. If you are new to GURPS, you might want to have a look at the GURPS Basic Set.