Would it be possible to set up PayPal for the yearly option at least? In my mind that could be a simple work a round to the recurring payment issue, and would at least provide a non credit card option, albeit at a higher minimum. Just a thought, but I feel it could work. Especially for gaming groups, if they all had PayPal, it would be much easier for them to pool resources into one PayPal account and potentially split the cost for there GM to gain access to the expanded features for them and there players. It would make the yearly option much more economically feasible for many groups. No idea how easy it would be to implement, but just my two cents.... No pun intended....