The problem with a "universal" Palladium sheet, is that, unless you're using a bunch of blank fields, the various Races, Classes, skills, powers, spells, etc. are spread out through a vast assortment of books. Couple that with the stance that Palladium apparently has against converting to pdf, and it's a herculean task that may require an already existent library for the content creator (i.e. unless they already own hard copies of all the books, it's difficult, if not impossible, to create a sheet covering everything). I thought about doing one for awhile, and then recalled the vast amount of material that Palladium spewed forth.