If Encumbrance based On is set to "Ignore Encumbrance" or "Load Only", the sheet will set ACP=0 and Max Dex=99. Are you seeing this even with "Armor, Shield and Load" and "Armor and Shield Only"? I can't seem to replicate this... ;-( Encumbrance Setting ACP Max Dex Armor, Shield and Load yes yes Armor and Shield Only yes yes Load Only N/A, 0 N/A, 99 Ignore Encumbrance N/A, 0 N/A, 99