Player Character item cost deducted Ulysian Char Studded Leather Armor 45gp Horse and gear: Riding Horse (75gp) Blinkers (1gp) Equine Bit and Bridle (2gp) Equine Riding Saddle (10gp) Hobble, standard (2gp) Saddlebags (8gp) 98gp Total to be deducted: 143 gp