Each player has 75 points to divide among a character’s six ability scores. No score can be lower than 3, and none can be higher than 18. Also, all racial maximums and minimums must be observed. When all six abilities have numbers assigned, double-check the math by adding the ability scores together. They should total 75. If not, there is a mistake somewhere. Start again. (Exceptional strength is 1 point for each 10%.) Five more points will be awarded, 1 every third level (to reward game attendance.) Standard races... Don't worry about starting money. And good aligned if allowable by class.