llothos said: Brian said: llothos said: I'm sure some of your customers would switch from cc to PayPal. That would be unfortunate, since PayPal generally charges the vendor higher fees than the credit card companies do. Actually paypal is rather on par with credit card fees. Depending on what their contract is the average credit card fee could be anywhere from 1%-3% and their could also be a flat monthly fee they pay as well. while paypal generally is 1.9%-2.9% +.30c (or less) for standard fees but it looks like it could be up to 3.9% for international (outside Canada and US). Now they also have something called Micropayments (if your payments are generally below $12 your rate would be 5% +.05c which could be a little cheaper for them for those that pay monthly. Yes the % is higher but they don't get charged the extra .30c, $5 mentor level they would be charged between .40 and.45c at the 1.9-2.9% or .30 with micropayments. It would likely end up not being much of a hit to their bottom line by accepting paypal and even if people switched the extra influx of subscribers they would end up getting would likely offset any minor additional cost if there is one. PayPal costs 2.2-2.9% + $0.30 (and you need to make $10,000/mo or more to get the 2.2% rate). Credit card companies charge based on the service or product type rather than sales volume, as well as the specific card being used by the customer. An "eCommerce Basic" transaction with a Visa Signature card is 1.95% + $0.10. Assuming Roll20 is in the range for PayPal's 2.9% rate and the Roll20 service is charged as eCommerce Basic with Visa, the Visa Signature user costs exactly half as much as the PayPal user over the course of one year if they're both buying a monthly Mentor subscription. That is a huge difference. Whether Roll20 can afford that difference is a different question entirely, and one I'm not equipped to answer. It also costs $20/mo to have recurring payments (such as Roll20's subscription model) at all with PayPal. Finally, beyond the standard monetary charges, PayPal charges extreme fees for chargebacks. Their merchant customer service is also spotty, and their seller protection does not cover digital goods.