Ah, now you hit on the rub. You are free to look at the house rules ( <a href="https://www.dropbox.com/s/21jximn55hykuc4/HouseRules.pdf?dl=0" rel="nofollow">https://www.dropbox.com/s/21jximn55hykuc4/HouseRules.pdf?dl=0</a> ) but I will try to summarize the biggest changes here. Base 200, Disads 150 (mx 50 per one category), I allow up to 20 points in (pre-approved) packaged deals, if you are playing with the Normal Characteristic Limitation disadvantage you get a 20 point bonus for that, and finally 5 single point quirks (as per GURPS) Examples of quirks can be : Serious Sweet Tooth, Lives on Italian Food, Sleeps with the Window Open, Sleeps in the Nude, Hates Chinese Food, Coffee Snob, Will Try Any Drug That Isn't Liable To Kill Him, etc. Also depending on his/her wealth he/she has access to mundane equipment you don't need to pay points for. This is usually a cell phone, personal computer, a conventional handgun, etc. Basically things you can get from the Hero System Equipment guide. Resource and Money points are explained (at least I hope they are explained) starting on page 6 of the house rule PDF linked to above. We use 5ER (Fifth Edition Revised) modified. The modifications are in the above PDF. 5th Edition did away with Regeneration and Instant Change from 4th Edition, but I understand they brought back one of them in 6th Edition. In my game you can use Instant Change & Regeneration from 4th Edition or the patchwork creation they put forth in 5ER. Either (both?) are acceptable to me. Now that I am home (waiting for my split shift to start again) some more details about the other Characters: Paladin; martial artist. His claim to fame is a extremely lethal autofired, armor piercing punch Atticus: nanite based power armor and powers. Not a brick, he uses a bow and arrows but he can also use his bow as a club. APEX: His powers stem from magic. He can fly, super strong, and has a mixed bag of tricks he has yet to reveal. Marvel Girl: She can fly, super strong. She is the strongest member of the group. She also knows some martial maneuvers. I think that hits the highlights. Oh, they are members of the hero team (one of the few on the planet) The Brooklyn Brigade. They have a corporate sponsor: Prometheus Medical Technologies. Their 'boss' Cassandra Clemons provides them with a base, some vehicles, and provides a salary for each of them (with health benefits). In exchange Prometheus have control of their public image and keeps the royalties earned from the sale of tshirts, lunch boxes, action figures, and so forth. Now and then the Brigade does a public event that generates money for Prometheus and fund various charities.