I have $46 credit in my account. I logged in just this afternoon and I'm now back to be a FREE user (with 700mb of stuff I can't use) and every time I try and USE my credit to just switch to a monthly and the site keeps demanding payall or my credit card. I ALREADY HAVE CREDIT FROM MY PLAYERS ON THERE TO USE FOR A PLUS MEMBERSHIP. WHAT THE HELL?! No I am not giving a credit card number...I HAVE EXISTING CREDIT. No I am NOT using Paypall, the credit is already logged into the site. IF the site admins had given free users a 1gig limit I wouldn't have an issue; I barely use advanced lighting and my material us UNDER 800 MB. That is neither here nor there... I have the credit why am I not being allowedd to use it?!